Customised Health & Financial Services
Whatever the stage of your life, career or business you are currently in;
the Mint Financial Services team can assist you with financial solutions
so you can ultimately reach your goals.
Who we are
We take a refreshing approach to your lifestyle needs,
providing holistic and unbiased solutions supported by over 20 years experience.
We are a close-knit team that prioritises client relationships. Our terms are transparent and clients have total security in respect of their money, which is always transferred directly to the appropriate accredited financial institution and is never handled by Mint Financial Services. We only recommend investment institutions to you that are part of multi-national and long-established financial services groups with secure, well-regulated territories which have good legal structures.
What makes Mint so refreshing?
Mint Financial Services (Pty) Ltd is an independent, financial planning practice based in Tyger Waterfront, Bellville, Cape Town. We have stringent levels of expertise, advice and ethics which are applied by the practice. Our main goal is to partner with you for a life-long journey as we help create and protect your wealth. Our main desire is to deliver the highest level of professional advice and service in the duration of your life.
How we work.
We provide financial advice to individual and businesses who wish to grow and protect their wealth, covering the areas of retirement planning, investments, risk, tax, estate planning, trusts, wills and healthcare. Every financial plan is developed and drafted to ensure that you receive a plan that is accurate, appropriate and custom-designed for your specific needs.
Why our customers love us.
Time is the greatest drawback for most clients when dealing with their own financial needs, together with a lack of resources to obtain the necessary information. We do the research and present the solutions to you in a clear, simple and straightforward manner so you can make the best decision.
We have a heart.
Mint Financial Services supports the Crazy for Walking initiative to de-stigmatize the word “crazy” and raise awareness of mental illness by doing something crazy.
We have joined the Crazy for Walking event called: Crazy Mission To Mars by making each step count to walk 54,6million km to Mars. This is done by downloading the Crazy for Walking app and joining our team MFSVP.
10 October is World Mental Health Day and we will be doing something Crazy to help raise awareness of mental illness.
We also support the Tygerberg Service Centre’s Meals on Wheels. Since 1969 they have distributed more than 1,3 million meals to the senior citizens and less fortunate in the community irrespective of race, sex, culture or religion. Their main goal is to keep elderly active in their communities for as long as possible and to address poverty in the community through sustainable feeding schemes and other services.
"A goal without a plan
is just a wish. "
"Money grows on trees...
if you plant the right seeds. "
"It's not your salary that makes you rich,
it's your spending habits. "
Our 6-Step financial planning process
Because financial planning is a life-long process, we believe in establishing life-long relationships with our clients. Our desire is to forge personal trust relationships with each and every client upon which all future interactions are being built. Confidentiality, trust and mutual respect are the three pillars of all our advisor-client relationships, and we hold these values very dear. We make it our business to know all of our clients personally and to engage regularly with them.
Our first meeting is all about you. We will use this time together to understand your personal and financial situation. We understand that some people are intimidated by finances or have a fear that they won’t understand matters. Our commitment to our clients is to ensure that every aspect of one’s finances is unpacked, analysed and explained to the client in a language they can understand. Our first meeting will form the basis of our relationship and will lay the foundation for all future interactions. We look forward to getting to know you.
In reality, most of our lifetime goals are linked to money. Weddings, travel, houses, vehicles, hobbies, education, retirement and holidays all require careful planning and adequate financing. During our first interactions, we aim to find out more about these goals and dreams. By appreciating what is important to you we will be able to attach appropriate value to each of your goals, and put plans in place to help you achieve them.
your financial status
After our first meeting, we should have a very clear picture of your current financial position. The next step is to analyse the information we’ve collected from you. This will involve assessing your earnings, expenditure, current policies and investments, your will, estate costs, tax structures and shortfalls. We use the most advanced financial planning software and systems which are regularly upgraded to remain ahead of the industry.
At our next meeting, we will present to you a bound financial plan. This financial plan will cover the three major aspects of your finances, namely (i) your risk cover, (ii) your retirement funding and investments, and (iii) your estate planning and your will. Together we will work through your financial plan and explain our proposed recommendations to you in detail.
If you are happy to proceed with the implementation of the proposed solutions, we will complete the necessary documentation together with you. All fees will be fully disclosed to you upfront, and we will ensure that the administrative process takes place smoothly and efficiently.
your financial plan
A financial plan is a living document which changes as and when your personal circumstances change. From small lifestyle changes (such as quitting smoking) to larger events (such as the birth of a new child), every time your personal situation changes your plan needs to be updated. The review and update process need not be a cumbersome one. Although we like to meet at least once a year, we are able to update your plan as and when your circumstances warrant it. Financial planning is a life-long process and we intend being there for you every step of the way.
The financial plan which we will present to you at our second meeting; in essence, is your personalised map of how to meet your financial needs and aspirations.
If you would like to begin the financial planning process with Mint Financial Services, please feel free to contact us. We look forward to building a trust relationship with you.
What we can do for you
What are your long and short-term personal financial ambitions and risks?
Whatever they may be, now is the perfect time to revisit your life priorities
to ensure that your home, family and assets are protected.
Do you have a plan to achieve your financial goals?
Are your investments on track and your employees needs met?
Are you prepared for changes to your situation or that of your key stakeholders?
Together we can create a solution
to meet your financial needs and aspirations.
Request a quote. Ask about your claim. Or just say hi.
Whatever your reason, day or night, we’d love to hear from you.